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Title:PRIMERJALNA ANALIZA STROŠKOVNE UČINKOVITOSTI BANK V EU
Authors:ID Fišer, Leja (Author)
ID Markovič Hribernik, Tanja (Mentor) More about this mentor... New window
Files:.pdf UNI_Fiser_Leja_2013.pdf (1,01 MB)
MD5: 4F4141CAFE0AAC4DFBBC9257FEB794B4
 
Language:Slovenian
Work type:Final seminar paper
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:V diplomskem seminarju smo predstavili pojem učinkovitosti bank in opisali različne metodologije, ki se uporabljajo za izračun stroškovne učinkovitosti. Za ugotavljanje stroškovne učinkovitosti se v bančni praksi najpogosteje uporablja finančni kazalnik CIR, ki se uvršča med enostavnejše pristope. Zaradi tega smo tudi v diplomskem seminarju obravnavali stroškovno učinkovitost bančnih sektorjev na osnovi finančnega kazalnika CIR. Poleg tega smo predstavili dejavnike, ki vplivajo na različne izide stroškovne učinkovitosti med bančnimi sektorji ter navedli slabosti kazalnika CIR, ki jih je moč zaslediti v nekaterih študijah. Izpostavili smo tudi slovenski bančni sektor, pri čemer smo analizirali doseženo stroškovno učinkovitost glede na ostale vključene bančne sektorje in bistvene probleme, s katerimi se slovenski bančni sektor sooča.
Keywords:stroškovna učinkovitost, finančni kazalnik CIR, bančni sektor EU
Place of publishing:Maribor
Publisher:[L. Fišer]
Year of publishing:2013
PID:20.500.12556/DKUM-41964 New window
UDC:336.71
COBISS.SI-ID:11557148 New window
NUK URN:URN:SI:UM:DK:8JKEWCRE
Publication date in DKUM:07.11.2013
Views:2166
Downloads:270
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:COMPARATIVE ANALYSIS OF COST EFFICIENCY IN EU BANKING SECTOR
Abstract:In this paper we presented the concept of bank efficiency and defined different methodologies that are used when measuring cost efficiency of banks. The ‘’Cost to Income Ratio” (CIR) financial ratio is one of the simplest approaches for measuring cost efficiency and it is also the most frequently used one in banking practice. Therefore, we examined the cost efficiency of a number of banking sectors with CIR. In addition, we presented the variables that have an influence on different results of cost efficiency across banking sectors. Based on literature review, we included the drawbacks of this financial ratio as well. We also focused on the Slovenian banking sector by analysing its achieved cost efficiency compared with other banking sectors presented in our paper and by analysing the main problems of Slovenian banking sector.
Keywords:cost efficiency, financial ratio CIR, EU banking sector


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