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Title:RAZVOJ IN UVAJANJE BANČNIH STORITEV MOBILNEGA BANČNIŠTVA V POSLOVNE BANKE
Authors:ID Grušovnik, Maja (Author)
ID Bobek, Samo (Mentor) More about this mentor... New window
Files:.pdf MAG_Grusovnik_Maja_2013.pdf (1,16 MB)
MD5: 481304BB291D7653C39DF23584A2E132
 
Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Hitrost razvoja tehnologije in tehnike, predvsem tempo življenja, nas sili v uporabo mobilnih tehnologij in pripomočkov. Z drugega zornega kota, pa nas gospodarska kriza, ki nas je zajela leta 2008, sili v iskanje cenejših storitev in izdelkov, šele potem se sprašujemo za varnost, kljub temu pa sta ti dve postavki zelo močno skupaj in tudi med seboj prepleteni. Veliko je na področju varnosti mobilnega poslovanja izboljšanega zaradi digitalnega podpisovanja in pametnih kartic. Zaradi tega tudi prihranimo čas, ki ga na koncu porabimo zopet za delo, saj smo z mobilnimi storitvami vedno bolj oddaljeni od družabnega življenja oziroma nas takšne inovacije silijo v nenehno delo. Mobilno bančništvo je eden izmed novih in ključnih storitev v mobilnem poslovanju in ima že kar nekaj uporabnikov, vendar še vedno je premalo izkoriščenega, glede na to kaj storitev mobilnega poslovanja ponuja. Po drugi strani, pa je mobilno poslovaje ena izmed cenejših rešitev poslovanja, saj potrebujemo za delo manj zaposlenih, s strani pridobivanja nepovratnih evropskih sredstev, pa imamo velike možnosti financiranja. Največji strošek pa še vedno ostaja izguba podatkov, zaradi izgube mobilnih telefonov in računalniških tablic. Južnoafriški trg je tvegal z investicijami najprej v infrastrukturo mobilnega signala in s tem pridobil pokritost signala sto odstotno, kar je že izhodišče za vsa težko dostopna področja, kjer lahko razvijajo poslovne prednosti s pomočjo mobilnega poslovanja. Sicer drzna investicija se je izkazala za najbolj uspešno.
Keywords:mobilno poslovanje, mobilno bančništvo, rešitve mobilnega bančništva, elektronsko bančništvo, digitalno podpisovanje, varnost poslovanja, stroški mobilnega bančništva, investicije
Place of publishing:Dvorjane
Publisher:[M. Grušovnik]
Year of publishing:2013
PID:20.500.12556/DKUM-42980 New window
UDC:336.71
COBISS.SI-ID:11624220 New window
NUK URN:URN:SI:UM:DK:WVSV0XQS
Publication date in DKUM:13.01.2014
Views:1524
Downloads:299
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:DEVELOPMENT AND DEPLOYMENT OF MOBILE BANKING SERVICES IN COMMERCIAL BANK
Abstract:The rapidity of technology development and the pace of life, predominately, prompt the use of mobile technologies and gadgets. On the other hand, since reaching the economic crisis in 2008, one is compeled to put affordability of service and products first and only doubt their safety later. Nonetheless, safety and affordability are closely related and intertwined. Digital signatures and smart cards have brought great improvement regarding safety of mobile business. It also saves time which is spent for working, because mobile service distances people from their social lives, they are forced to work constantly. Thus, valuable work time is saved. Mobile banking is a new key service in the field of mobile business which has gained quite a few users, yet it is still not used to its full capacities. On the other hand, mobile business is one of the most affordable business solutions; it requires fewer employees and gives a greater chance of acquiring European financial grants. Data loss as a result of losing one's mobile phone or tablet remains the highest expense. South African market hazardously invested in building a mobile network infrastructure, achieving 100 % signal coverage. This gave inaccessible areas a good starting point to develop business advantage through mobile business. Although risky, the investment has proven to be very successful.
Keywords:mobile banking, mobile business, mobile banking solutions, online banking, digital signature, investments, the cost of mobile banking, security of mobile banking, business security


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