ELEKTRONSKO BANČNIŠTVO PREBIVALSTVA NA PRIMERU SKB BANKE

Stepanovski, Robi

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Title:	ELEKTRONSKO BANČNIŠTVO PREBIVALSTVA NA PRIMERU SKB BANKE
Authors:	ID Stepanovski, Robi (Author) ID Bobek, Samo (Mentor) More about this mentor...
Files:	VS_Stepanovski_Robi_2014.pdf (2,01 MB) MD5: CD6D61770D883305668CCB24DF9689A6
Language:	Slovenian
Work type:	Undergraduate thesis
Typology:	2.11 - Undergraduate Thesis
Organization:	EPF - Faculty of Business and Economics
Abstract:	Elektronsko poslovanje je postalo vodeča sila razcveta moderne družbe. Brez njegove podpore si ne moremo predstavljati delovanja tržnih pravil kot jih sedaj poznamo. Pri elektronskem poslovanju igra eno od bistvenih vlog vprašanje varnosti in zaupnosti sporočil, ki se zamenjavajo med uporabniki. V poslovanje bank je elektronsko poslovanje pripeljalo veliko preoblikovanj in pozitivnih posledic. Konkurenca na trgu bančnih storitev in razvoj informacijsko-komunikacijske tehnologije sta banke spodbudila k odkrivanju novih distribucijskih kanalov, ki bi bančne storitve čim bolj približali komitentom. Uvajanje novih tržnih poti je povezana tudi z številnimi spremembami in prilagajanji v poslovanju bank. Aktualnim bančnim storitvam, ki so zdaj predvidene zlasti plačilnemu prometu, se bodo v prihodnosti priključile mnoge nove z namenom ponudbe celovitega bančništva za komitente. Internet, kot mednarodno omrežje, nudi bankam oporo pri uveljavljanju sodobnega bančništva. Z njegovim prispevkom so se bančne storitve še bolj približale bančnim komitentom, saj jih le-ti lahko opravijo kadarkoli in od koderkoli. Z internetnim poslovanjem komitenti privarčujejo čas ter denar, v bankah pa se lahko posledično bančni uslužbenci bolj usmerijo osebnemu obravnavanju izbirčnejših komitentov. Kljub mnogim ugodnostim, ki jih ponujajo sodobne bančne storitve, se le-te v Sloveniji uveljavljajo počasneje kot na primer v nekaterih severno evropskih državah (Švedska, Finska), kjer je elektronsko bančništvo najbolj razširjeno. Dejavniki za takšno stanje so med drugim dvomi o varnosti poslovanja preko elektronskih poti, premajhno poznavanje sodobnih tehnologij, ki ima za rezultat nejevernost v takšno obliko poslovanja in slabe zmožnosti dostopa do interneta. Takšno stanje zavezuje slovenske banke, da še bolj prevzeto pristopijo k uporabi sodobnih bančnih storitev.
Keywords:	elektronsko poslovanje, nevarnosti pri elektronskem poslovanju, elektronsko bančništvo, sodobne bančne poti, varnost elektronskega bančništva, prednost in slabosti elektronskega bančništva, SKB banka, SKB NET spletno bančništvo.
Place of publishing:	Maribor
Publisher:	[R. Stepanovski]
Year of publishing:	2014
PID:	20.500.12556/DKUM-42988
UDC:	336.71
COBISS.SI-ID:	11684636
NUK URN:	URN:SI:UM:DK:YOVIFGCC
Publication date in DKUM:	03.04.2014
Views:	2692
Downloads:	178
Metadata:
Categories:	EPF
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Secondary language

Language:	English
Title:	Electronic banking of population on case of SKB bank
Abstract:	Electronic commerce has become a leading force behind the boom in modern society. Without his support, we can't imagine functioning of market rules as we know them now. In the e-commerce plays one of the essential roles of the security and confidentiality of messages that are exchanged. The use of e-commerce brings a lot of transformations and positive consequences to the bank business. Competition on the market of banking services and the development of information and communication technologies have encouraged banks to explore new distribution channels, which would be presented as soon as possible closer to the custumers that are using banking services. The introduction of new marketing channels is also associated with many changes and adjustments in bank business. The current banking services that are now provided in particular, for payments will be joined in the future, by many new services that will offer comprehensive banking for customers. The Internet as an international network, offers support in pursuing today modern banking. With its contribution the banking services are even more closer to the bank customers, they may be used or carried out at any time and from anywhere. With Internet business customers can save time and money, the banks employees can personally turn their focus to treat more demanding customers. In spite of the many benefits offered by modern banking services, the use of electronic banking in Slovenia for example groves slower than in some other North European countries (Sweden, Finland), where the electronic banking is the most widespread. Factors for this status, are among others, doubts about the safety of the business through electronic channels, lack of knowledge of modern technologies, which has as a result of the doubt in using such a bank product, and poor Internet access capabilities. Such a state is bound by the slovenian banks, to further use of to modern banking services.
Keywords:	e-business, e-commerce, the dangers of electronic banking, modern banking channels, security of electronic banking, the advantage and disadvantages of the use of electronic banking, SKB bank, SKB NET online banking

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