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Title:PROJEKT IMPLEMENTACIJE POENOTENEGA SISTEMA ČEZMEJNIH PLAČIL - SEPA
Authors:ID Dobovičnik Černec, Barbara (Author)
ID Strašek, Sebastjan (Mentor) More about this mentor... New window
Files:.pdf VS_Dobovicnik_Cernec_Barbara_2014.pdf (570,61 KB)
MD5: 0410F86BF1FE13DDD3C777918AAD1673
 
Language:Slovenian
Work type:Undergraduate thesis
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Projekt SEPA je nedvomno velik korak pri vzpostavitvi enotnega gospodarskega trga v Evropski uniji. Vse od nastanka skupne evrske valute je težnja, da bi prebivalci in podjetja, v evropski uniji uporabljali plačilne storitve pod enakimi pogoji. Vzpostavitev takšnega okolja ni samo velik tehnološki zalogaj, zahteva tudi precej prilagoditev na ostalih področjih, kot na primer na zakonodajnem, na področju standardizacije, gotovinskega poslovanja... Glede na tehnološki napredek najbrž tudi ni za pričakovati, da se bo po uradnem zaključku projekta le ta tudi dejansko končal, bolj verjetno je to šele začetek enotnega poslovanja, ki bo z leti dobival vedno nove razsežnosti. Sploh na področju poslovanja z gotovino je pričakovati napredek v smislu razvoja alternativnih oblik plačevanja (mplačila,kartice…) z namenom racionalizacije stroškov poslovanja z gotovino. Vzpostavitev enotnega plačilnega sistema na tako širokem geografskem področju je proces, ki se nikoli čisto ne konča.
Keywords:SEPA, čezmejna plačila, migracija, kreditna shema, debetna shema, kartična plačila, plačilna infrastruktura, implementacija, plačilni instrumenti.
Place of publishing:Maribor
Publisher:[B. Černec]
Year of publishing:2014
PID:20.500.12556/DKUM-43926 New window
UDC:336.71
COBISS.SI-ID:11753500 New window
NUK URN:URN:SI:UM:DK:VDMN2CSM
Publication date in DKUM:21.07.2014
Views:1637
Downloads:102
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:UNIFIED CROSSBORDER PAYMENTS SYSTEM (SEPA) IMPLEMENTATION PROJECT
Abstract:The SEPA project is a big step in establishing a unified economic market in the European Union. Ever since the common euro currency was created, there has been a tendency for EU inhabitants and companies to use payment services under the same conditions. Establishing such an environment is not only a great technological feat but also requires quite a few adjustments in other areas, such as in legislation, in the field of standardization, cash operations, etc. Considering the technological advances, it is also not to be expected for the project to actually end once it is officially finished; it is more likely that this is only the beginning of unified operations that will acquire new dimensions with time. In the area of cash operations in particular, progress is to be expected with regard to the development of alternative payment methods (mobile payments, cards, etc.) with the purpose of rationalizing the costs of cash operations. The establishment of a unified payment system in such a broad geographic area is a process which never completely ends.
Keywords:SEPA, cross border payments, migration, credit transfer scheme, direct debit sheme, card payments, payment infrastucture, implementation, payment instruments.


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