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Title:ELEKTRONSKI PLAČILNI PROMET
Authors:ID Klavž, Simon (Author)
ID Bobek, Samo (Mentor) More about this mentor... New window
Files:.pdf UNI_Klavz_Simon_2014.pdf (974,00 KB)
MD5: D1A2057981A5F1A980596E158B2E4A0F
 
Language:Slovenian
Work type:Undergraduate thesis
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:V diplomskem delu smo zaradi razjasnitve pojmov najprej predstavili plačilni promet in elektronsko bančništvo, ki sta osnova za izvajanje elektronskega plačilnega prometa. Navedli smo prednosti in slabosti, ki pomagajo pri odločitvi za takšno obliko storitev. Nadalje smo opisali elektronske plačilne instrumente in predstavili različne možne načine plačevanja. Postopki plačevanja vedno bolj težijo k enostavnosti in dostopnosti za uporabnika. Opisali smo potek plačevanja in navedli elemente, ki so potrebni, da bo plačilo uspešno izvedeno ter da ne bo prihajalo do nepotrebnih stroškov. Tudi sistemi, ki so podpora bančništvu za prenos podatkov se spreminjajo in poenostavljajo, zato smo jih nekaj predstavili, izpostavili pa sistem SEPA, ki teži k poenotenju in nižanju stroškov. Izredno pomemben element pri tako občutljivih stvareh kot je denar in vse kar je povezano z njim, pa je varnost. Strokovnjaki na tem področju ne smejo počivati in morajo nuditi vso možno podporo, da ne pride do zlorab. V zaključku diplomskega dela pa smo za primer vzeli tri slovenske banke in primerjali cene elektronskega plačilnega prometa in ločeno v dveh tabelah predstavili rezultate za fizične in pravne osebe.
Keywords:elektronsko bančništvo, elektronski plačilni promet, plačilni instrumenti, SEPA.
Place of publishing:Črna na Koroškem
Publisher:[S. Klavž]
Year of publishing:2014
PID:20.500.12556/DKUM-46720 New window
UDC:336.71
COBISS.SI-ID:12007964 New window
NUK URN:URN:SI:UM:DK:JWQKDYJ8
Publication date in DKUM:22.06.2015
Views:2563
Downloads:193
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:ELECTRONIC PAYMENT
Abstract:In my diploma work we first introduced payment and electronic banking, which are the basis for the implementation of electronic payments. We have listed some pros and cons to help you decide on this kind of service. Furthermore, we examined the electronic payment instruments and presented various possible methods of payment. Methods of payment are increasingly tending to simplicity and accessibility for the user. We describe the course of payment and indicate the elements that are necessary to the payment is successful, and that does not lead to unnecessary costs. Even systems that are Banking support for data transfer are changing and simplifying, so we present some systems, pointing out the SEPA system, which aims to standardize and lowering costs. Extremely important element in such sensitive matters such as money and everything associated with it, is security. Experts in this field must not rest and must provide all possible support to prevent abuse. In conclusion, we have taken an example of three Slovenian banks and compare the prices of electronic payments and separately in two tables present the results for legal persons and other persons.
Keywords:electronic banking, electronic payment services, payment instruments, SEPA.


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