POLOŽAJ IN AKTIVNOSTI DRUŽBE ZA UPRAVLJANJE TERJATEV BANK

Senica, Eva

| | SLO | ENG | Cookies and privacy

Bigger font | Smaller font

First page > Show document

Show document

Title:	POLOŽAJ IN AKTIVNOSTI DRUŽBE ZA UPRAVLJANJE TERJATEV BANK
Authors:	ID Senica, Eva (Author) ID Jovanovič, Dušan (Mentor) More about this mentor...
Files:	UN_Senica_Eva_2015.pdf (863,03 KB) MD5: 38D7B4FB7085F3DFA453BBC653E55F9F
Language:	Slovenian
Work type:	Final seminar paper
Typology:	2.11 - Undergraduate Thesis
Organization:	EPF - Faculty of Business and Economics
Abstract:	Finančna kriza, ki se je leta 2008 iz ZDA razširila v Evropo, je močno prizadela bančne sisteme številnih držav. Zaradi pokov nepremičninskih in borznih balonov se je v bilancah bank povečal delež slabih terjatev, kar je zmanjšalo njihovo kapitalsko ustreznost ter ogrozilo likvidnost in solventnost bank, s tem pa stabilnost bančnih sistemov. Eden izmed načinov reševanja bančnega sistema, ki so se ga v času globalne finančne krize poslužile številne države, je uporaba koncepta slabe banke. Slovenija je s tem namenom ustanovila Družbo za upravljanje terjatev bank. Naloga podrobneje opisuje pojme, povezane s slabo banko, ter sam koncept in različne oblike slabe banke. Koncept je bil v preteklosti že večkrat uporabljen. V času aktualne krize številne države, med njimi tudi ZDA, Nemčija, Irska, Španija in Slovenija, na ta način rešujejo svoje banke. Slovenska slaba banka je bila ustanovljena pet let po začetku krize in zaenkrat uspešno dosega kratkoročno zastavljene cilje. S svojim delovanjem je v prvem letu pripomogla k izboljšanju kapitalske ustreznosti in likvidnosti bank ter k izboljšanju zaupanja v bančni sistem. O njeni učinkovitosti ter doseganju glavnega namena in cilja bo lažje presojati po nekaj letih njenega delovanja.
Keywords:	DUTB, slaba banka, slabe terjatve, kreditno tveganje, bančna kriza
Place of publishing:	Maribor
Publisher:	[E. Senica]
Year of publishing:	2015
PID:	20.500.12556/DKUM-54433
UDC:	336.71
COBISS.SI-ID:	12116252
NUK URN:	URN:SI:UM:DK:FHEAQLYP
Publication date in DKUM:	02.11.2015
Views:	2426
Downloads:	339
Metadata:
Categories:	EPF
:	Copy citation

Average score:	(0 votes)
Your score:	Voting is allowed only for logged in users.
Share:

Hover the mouse pointer over a document title to show the abstract or click on the title to get all document metadata.

Secondary language

Language:	English
Title:	POSITION AND ACTIVITIES OF BANK ASSETS MANAGEMENT COMPANY
Abstract:	In 2008, financial crisis, which started in the US, spread over to Europe, affected banking systems of many countries. Because of the housing and the stock market bubbles' pops, there was an increase of non-performing loans ratio in banks. This reduced banks’ capital adequacy and endangered their solvency and stability of banking systems. One way of solving a banking system is the concept of bad bank. Many countries used this concept for rescuing their banks in the current crisis. For this purpose, Slovenia established the Bank Asset Management Company. This paper defines terms connected with bad bank, the concept of bad bank and different forms of it. The concept has already been used several times in the past. In the current crisis, many countries are rescuing their banks this way, including US, Germany, Ireland, Spain and Slovenia. Slovenian bad bank was established five years after the crisis began and it has successfully fulfilled its short-term goals up to now. During the first year of its operation, the slovenian bad bank contributed to the improvement of banks’ capital adequacy and solvency, and to the improvement of trust in the banking sector. It will be easier to judge its effectiveness after a few years of its operation.
Keywords:	BAMC, bad bank, non-performing loans, credit risk, banking crisis

Comments

Leave comment

You must log in to leave a comment.

Comments (0)

0 - 0 / 0

There are no comments!

Back