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Title:Odkrivanje in preprečevanje zlorab plačilnih kartic MasterCard in Visa
Authors:ID Simšič, Brigita (Author)
ID Bobek, Samo (Mentor) More about this mentor... New window
Files:.pdf VS_Simsic_Brigita_2016.pdf (2,86 MB)
MD5: CC6635484C1A978CC7614CBC8A1A82D4
 
Language:Slovenian
Work type:Undergraduate thesis
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Plačilne kartice so dandanes sodobni plačilni instrument, ki vedno bolj izpodriva gotovino. Žal se s povečevanjem uporabe plačilnih kartic povečujejo tudi njihove zlorabe. Dva zanesljiva vira v boju proti goljufijam sta človek in tehnologija. Tehnološki napredek na področju kartičnega poslovanja zlorab ne more preprečiti v celoti, lahko pa jih zmanjša na obvladljivo raven. Banke izdajateljice kartic, banke pridobiteljice ter njihovi procesni centri se vsakodnevno srečujejo z novimi oblikami zlorab. Pri tem je zelo pomembno, kakšne varnostne mehanizme pri tem uporabljajo, da zlorabe ustrezno nadzorujejo in zmanjšujejo. Trend uporabe plačilnih kartic na spletu je v porastu ter s tem tudi zlorabe. Banke morajo poskrbeti, da so uporabniki kartic dobro ozaveščeni o varni uporabi kartic ter da so istočasno trgovci dobro ozaveščeni o varnem sprejemanju kartic. Rezultati ankete kažejo, da morajo banke narediti več na področju izobraževanja in informiranja uporabnikov kartic ter trgovcev. Ključ do zmanjševanja zlorab je dobra ozaveščenost uporabnikov kartic in trgovcev. Oboji so preslabo seznanjeni o varni uporabi kartice ter samih varnostnih elementih na kartici
Keywords:plačilne kartice, uporabnik kartice, trgovec, banka, odkrivanje zlorab, preprečevanje zlorab.
Place of publishing:Maribor
Publisher:[B. Simšič]
Year of publishing:2016
PID:20.500.12556/DKUM-57578 New window
UDC:336.71
COBISS.SI-ID:12298780 New window
NUK URN:URN:SI:UM:DK:2JFGPGUX
Publication date in DKUM:01.06.2016
Views:1476
Downloads:275
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:Fraud Detection and Prevention of MasterCard and Visa Cards
Abstract:Payment cards are a modern payment instrument that increasingly replaces cash. Unfortunately the increasing use of payment cards also causes misuse of payment cards. People and technology are two reliable sources in the fight against misuse of payment cards. Technological improvements in the card operations cannot be prevented completely but they can be reduced to a level that can be managed. Issuing banks, acquiring banks and their processing centers are constantly faced with new forms of misuse. It is therefore very important what kind of security mechanisms are used to adequately control and reduced them. The trend of using payment cards online goes up and thus the misuse. Banks must ensure that cardholders are well awere of the safe use of cards and the merchants are well aware of the safe acceptance of them, too. The survey results show that banks must do more to educate and inform both the cardholders and the merchants. The key to minimize misuses is certainly a good awareness among cardholders and merchants. Both are not informed enough about the safe use of the cards themselves and the safety features of them.
Keywords:payment cards, cardholder, merchant, bank, fraud detection, fraud prevention.


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