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Title:Slovenski sistem za jamstvo vlog v primerjavi s sistemi za jamstvo vlog v Avstraliji, Švici, ZDA in Rusiji
Authors:ID Bahun, Melita (Author)
ID Taškar Beloglavec, Sabina (Mentor) More about this mentor... New window
Files:.pdf VS_Bahun_Melita_2016.pdf (941,84 KB)
MD5: 9ED36DD33349133C63B4FD4269180B86
 
Language:Slovenian
Work type:Undergraduate thesis
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Sistemi in višine jamstev za bančne depozite se med državami razlikujejo, zato obstajajo tudi razlike v zaupanju investitorjev v bančni sistem. V tej diplomski nalogi raziskujemo in primerjamo sisteme za jamstvo za depozite v Sloveniji (kot članici EU) z jamstvenimi shemami naslednjih držav: Švice, Avstralije, ZDA in Rusije. Jamstvo za depozite je zelo pomembno v času gospodarske krize. V obdobju zadnje globalne finančne krize so nekatere države uporabile jamstvene sisteme kot del varnostne mreže, da bi tako zagotovile stabilnost bančnega sistema. Predstavljamo spremembe, ki so se pojavile na področju jamstvenih shem v času globalnih finančnih kriz izbranih držav. V sklepnem delu ugotavljamo, da se razlikujejo višine in obsegi jamstev za depozite, različni so roki za izplačilo zajamčenih vlog, jamstvene sisteme urejajo različni zakoni, različni so tudi viri in načini financiranja jamstvenih sistemov.
Keywords:sistem za jamstvo depozitov, shema finančnih terjatev, finančna kriza
Place of publishing:Maribor
Publisher:[M. Bahun]
Year of publishing:2016
PID:20.500.12556/DKUM-57989 New window
UDC:336.71
COBISS.SI-ID:12346396 New window
NUK URN:URN:SI:UM:DK:WRLN3M0G
Publication date in DKUM:22.06.2016
Views:1051
Downloads:221
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Secondary language

Language:English
Title:Slovenian Deposit Guarantee Scheme Compared to Deposit Guarantee Schemes of Australia, Switzerland, USA and Russia
Abstract:Guarantee schemes and the level of guarantees for bank deposits are different across countries, so there are also a differences between levels of trust of investors in banking system. In this thesis, we decided to examine and compare deposit guarantee schemes in Slovenia (as a part of EU), with schemes of Switzerland, Australia, USA and Russia. Deposit insurance plays important role during financial crisis. Some countries offered deposit guarantee schemes as part of financial system safety net, to provide stability of banking system, during last global financial crisis. We are presenting these changes in countries that are item of our research. In conclusion we find out, that amounts and volumes of guarantees for deposits are different, there are also differences in deadlines for payment of guaranteed deposits, different laws are governing guarantee schemes, funding sources and ways of funding are also different.
Keywords:Deposit Guarantee Scheme, Financial Claims Scheme, Financial Crisis.


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