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Title:Analiza in predlogi dolgoročnega varčevanja za pokojnino v iii. stebru
Authors:ID Krampač, Matej (Author)
ID Strašek, Sebastjan (Mentor) More about this mentor... New window
Files:.pdf MAG_Krampac_Matej_2018.pdf (1,31 MB)
MD5: 233F6F11A22AE0933608064AB4CAA2F1
PID: 20.500.12556/dkum/2e5cac09-3ffa-4c84-88d5-4a00f9985be4
 
Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Raziskovalno delo se ukvarja s problemom dolgoročnega varčevanja za pokojnino. Težišče skrbi za pokojnino prehaja od kolektivnega k individualnemu. Delež državne pokojnine iz I. stebra se znižuje, odgovornost za ustrezno in želeno pokojnino bo delno na posamezniku. Državljani se bomo morali zavedati lastne odgovornosti in država bo morala poskrbet za ustrezno regulacijo trga produktov zasebnega varčevanja za pokojnino. Prikazane so možnosti varčevanja v II. in III. stebru v posameznih državah OECD-ja in prikazanih je bilo veliko produktov in rešitev, ki bi lahko bile primerne tudi za Slovenijo. V obzir je potrebno vzet tudi nove produkte za varčevanje, kateri predstavljajo dobre prakse pri dolgoročnem varčevanju. Ti produkti lahko dopolnjujejo sistemske rešitve in pomanjkljivosti.
Keywords:Varčevanje za pokojnino, zasebno pokojninsko varčevanje, zasebni skladi, OECD, pokojninska renta.
Place of publishing:Maribor
Publisher:[M. Krampač]
Year of publishing:2018
PID:20.500.12556/DKUM-70573 New window
UDC:336
COBISS.SI-ID:13074716 New window
NUK URN:URN:SI:UM:DK:IAD0BLDF
Publication date in DKUM:30.08.2018
Views:1357
Downloads:196
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Licences

License:CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International
Link:http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:26.05.2018

Secondary language

Language:English
Title:Analysis and proposals of long-term saving for a pension in iii. pillar
Abstract:The research work deals with the problem of long-term pension saving. The care for the pension is transferring from collective to individual. The share of the state pensions from the 1st pillar is decreasing, the responsibility for appropriate and desired pensions will partially be a concern of individuals. Citizens will have to be aware of their own responsibilities and the state will have to ensure proper market regulation for private pension funds. Shown in the paper are the possibilities of saving in the 2nd and the 3rd pillar in individual OECD countries. Many products and solutions are presented, which could also be suitable for Slovenia. New saving products, which represent good practices in long-term savings, must be taken into account. These products can add to system solutions and shortcomings.
Keywords:Pension saving, private pension saving, private pension funds, OECD, pension annuity.


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