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Title:Ekonomsko-pravni vidiki na področju razvojnega financiranja gospodarstva v Sloveniji : pregled in analiza ZSIRB
Authors:ID Rašković, Matevž (Author)
ID Univerza v Mariboru (Copyright holder)
Files:.pdf LeXonomica_2010_Raskovic_Ekonomsko-pravni_vidiki_na_podrocju_razvojnega_financiranja_gospodarstva_v_Sloveniji_pregled_in_analiza_ZSIRB.pdf (351,48 KB)
MD5: 2EF37078AAC1F2AEC152E9390C2F28A5
PID: 20.500.12556/dkum/7d181bad-becc-4f3e-897e-18f99925e6fb
 
Language:Slovenian
Work type:Scientific work
Typology:1.01 - Original Scientific Article
Organization:PF - Faculty of Law
Abstract:Kot so pokazali dogodki ob nedavni svetovni finančni krizi in njenem razmahu v gospodarstvu, tudi v Sloveniji delovanje finančnih trgov ne more biti v celoti prepuščeno samo tržnim silam, saj banke in druge zasebne finančne institucije zasledujejo predvsem lastne, predvidoma kratkoročne profitne interese ter ne želijo oz. niso sposobne ustreznega financiranja vseh gospodarskih aktivnosti (npr. mala in srednja podjetja oz. MSP). Interesi zasebnega bančnega sektorja, kot temeljnega finančnega alokacijskega mehanizma v Sloveniji, so lahko oz. so pogosto v nasprotju z interesi širše družbe in njene blaginje. Zlasti na področju t. i. razvojnega financiranja gospodarstva, ki predstavlja nekakšno »vmesno« območje med delovanjem zasebnega finančnega sektorja na eni strani ter čistimi državnimi transferji na drugi strani, se pojavlja t. i. tržna vrzel ter številne nepravilnosti in asimetrije na posameznih področij financiranja pomembnih socio-ekonomskih aktivnosti s širšimi družbenimi eksternalijami. Namen prispevka je opredeliti koncept razvojnega financiranja gospodarstva ter orisati posamezne ekonomsko-pravne vidike na področju ureditve razvojnega financiranja pri nas. V okviru omenjenega se prispevek osredotoča zlasti na pregled in analizo posameznih določil Zakona o slovenski izvozni in razvojni banki (ZSIRB) ter predlaga posamezne izboljšave obstoječe pravno-ekonomske ureditve.
Keywords:razvojna strategija, financiranje, ekonomski razvoj, pravni vidik
Publication status:Published
Publication version:Version of Record
Year of publishing:2010
Number of pages:str. 85-109
Numbering:Letn. 2, št. 1
PID:20.500.12556/DKUM-71177 New window
ISSN:1855-7147
UDC:346
ISSN on article:1855-7147
COBISS.SI-ID:19467750 New window
NUK URN:URN:SI:UM:DK:IRNZJYLQ
Copyright:Univerza v Mariboru
Publication date in DKUM:23.07.2018
Views:1182
Downloads:54
Metadata:XML DC-XML DC-RDF
Categories:Misc.
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Record is a part of a journal

Title:Lexonomica
Publisher:Pravna fakulteta, Pravna fakulteta, University of Maribor Press
ISSN:1855-7147
COBISS.SI-ID:246384128 New window

Secondary language

Language:English
Title:Economic and legal issues of development financing for the real economy in Slovenia : overview and analysis of ZSIRB
Abstract:As the recent events connected to the global financial and economic crisis have shown also in Slovenia, the functioning of the financial markets cannot solely be left to market forces, since commercial banks and other private financial institutions follow their own interests, mainly short-term and profit driven. They are either unwilling and/or unable to provide adequate long- term financing to certain economic activities (e.g. small and medium enterprises or SMEs). Thus, the interests of the private banking sector, as the primary allocating mechanism in Slovenia can be and are often contradictory to that of the general public and its prosperity. This is particularly visible in the area of so called development financing, which represents a buffer area between the functioning of the private financial sector and pure state financing. In this area, a market gap, as well as several imperfections and asymmetries point to a need for external ‘complementarity’, of the invisible hand of Adam Smith. The purpose of this article is to define the concept of development financing of the real sector in Slovenia and to overview and analyze ZSIRB, the Law of the Slovene export and development bank, acting as the de facto leading development financial institution in Slovenia. In the concluding parts, some suggestions for alteration of ZSIRB are provided.
Keywords:development strategy, financing, economic development, legal aspect


Collection

This document is a part of these collections:
  1. LeXonomica

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