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Title:Razlike odjemalcev v stališčih do različnih plačilnih sredstev
Authors:ID Visočnik, Barbara (Author)
ID Milfelner, Borut (Mentor) More about this mentor... New window
Files:.pdf MAG_Visocnik_Barbara_2018.pdf (1,98 MB)
MD5: 0A554C6115B72C035DF24B18B762B95E
PID: 20.500.12556/dkum/435af09f-68ad-4237-b750-9902a7a07a7d
 
Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Magistrsko delo z naslovom Razlike odjemalcev v stališčih do različnih plačilnih sredstev se osredotoča prav na analizo stališč do plačilnih sredstev s poudarkom na kriptovalutah. Kriptovalute so različne digitalne valute, ki jim je skupno, da temeljijo na kriptografiji. V teoretičnem delu smo se posvetili temam, ki so povezana z različnimi plačilnimi sredstvi, ter temam o stališčih. Najprej smo podrobneje razložili, kaj vse smatramo pod pojmi gotovina, plačilna kartica, plačilo prek transakcijskega računa. Pojasnili smo tudi, na kakšen način deluje sistem PayPal, ki nam omogoča spletno plačevanje. Na kratko smo predstavili tudi druge načine plačevanja. Omenili smo kredit in leasing. Kar nekaj strani našega magistrskega dela pa smo namenili kriptovalutam, ki smo jih tudi podrobneje predstavili. Najprej smo pojasnili nekaj pojmov, kot so digitalni denar, virtualni denar, elektronski denar, nato smo predstavili začetke kriptovalut. Sistem kriptovalut nezahtevnim odjemalcem ni najbolj poznan, zato smo se odločili, da nekaj več povemo tudi o tem, kako pri kriptovalutah vse skupaj sploh deluje. Predstavili smo tudi trg kriptovalut in omenili nekaj stvari o tem, kaj strokovnjaki napovedujejo za prihodnost na področju poslovanja s kriptovalutami. Že v samem naslovu omenjamo tudi stališča, ki so rdeča nit pisanja našega magistrskega dela. Stališča smo najprej opredelili in povedali, da so slednja neke vrste pridobljena tendenca, na kak način reagiramo na določeno stvar. Zapisali smo, da ločimo med seboj tri vrste komponent, in sicer čustveno komponento, spoznavno komponento in konativno komponento. Izjemnega pomena je uravnoteženost med naštetimi komponentami. Nekaj besed smo namenili še nastanku, oblikovanju ter spreminjanju stališč. Opredelili smo funkcije stališč in vpliv le-teh na vedenje odjemalcev. Na koncu teoretičnega dela pa smo opisali še, na katere načine lahko merimo stališča. Pri praktičnem delu smo najprej naredili SWOT analizo kriptovalut, kjer smo ugotavljali, katere so prednosti, slabosti, priložnosti in nevarnosti kriptovalut. Nato pa smo izvedli in naredili analizo ankete, kjer smo poskušali ugotoviti, kakšna so stališča anketiranih do različnih plačilnih sredstev, vključno s kriptovalutami. Anketo smo izvedli na priložnostnem vzorcu 100 anketiranih. V tem delu smo tudi sprejeli oziroma ovrgli hipoteze, ki smo si jih zastavili na začetku pisanja tega dela. Čisto na koncu smo nekaj besed namenili še temu, na kakšen način bi bilo trenutno možno vpeljati kriptovalute v slovensko podjetje. V sklepu smo zapisali, kaj smo ugotovili ob pisanju našega magistrskega dela, predstavili rezultate, ki smo jih pridobili z izvedeno anketo in jih poskušali povezati s zapisano teorijo.
Keywords:plačilna sredstva, gotovina, plačilne kartice, bančni račun, PayPal, kriptovalute, stališča, merjenje stališč, funkcije stališč, sistem kriptovalut, trg kriptovalut
Place of publishing:Maribor
Publisher:[B. Visočnik]
Year of publishing:2018
PID:20.500.12556/DKUM-71604 New window
UDC:336.74
COBISS.SI-ID:13113372 New window
NUK URN:URN:SI:UM:DK:HTNWGPRG
Publication date in DKUM:15.10.2018
Views:1111
Downloads:149
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Licences

License:CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International
Link:http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:23.08.2018

Secondary language

Language:English
Title:Differences in attitudes towards differement payment methods
Abstract:Our paper named Differences in Attitudes Towards Different Payment Methods is focusing on analyzing attitudes towards payment methods and also analyses cryptocurrencies as a new payment method. Cryptocurrencies are different payment methods and what they have in common is that they are based on cryptography. In the theoretical part, we have put our focus on subjects which are connected with different payment methods such as cash, payment cards, bank accounts, PayPal. In one chapter we write also about different ways of payment such as credit and leasing. Our main theme in the theoretical part beside attitudes is cryptocurrencies. First, we have explained what is digital money, virtual money, electronic money and then we wrote something about the beginnings of cryptocurrencies. The cryptosystem in Slovenia is not well recognized by most people and that is also the reason why people do not know how cryptocurrencies work. We wrote also about the crypto market and about predictions that can happen with cryptocurrencies in the future. As we said, we have attitudes mentioned in our paper's name and that's why we wrote a whole chapter about them. Attitude can be defined as a learned tendency to respond to an object in a consistently favorable or unfavorable way. Then we described three dimensions of attitude. These three dimensions are the affect component, cognition component and conation component. Balanced components mean a stable attitude. We described also attitude formation and changes in attitudes. At the end of the theoretical part, we describe also attitude measurement. In the practical part of our paper, we made SWOT analysis, where we point out strengths, weaknesses, opportunities, and threats of cryptocurrencies. In this part, we made a survey on a sample of 100 respondents. We have asked them about their attitudes towards different payment methods, including cryptocurrencies. When we collected all the information together we analyzed the results. The only thing left to do in this part was to disprove or accept the formed hypothesis. At the end of the practical part, we also wrote a suggestion about how can Slovenian companies include payment in cryptocurrencies among their payment methods.
Keywords:payment methods, cash, payment cards, bank account, PayPal, cryptocurrencies, attitudes, attitude measurement, attitude formation, cryptosystem, cryptomarket


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