Zavarovanje tveganja katastrofe

Furlan, Nina

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Title:	Zavarovanje tveganja katastrofe
Authors:	ID Furlan, Nina (Author) ID Jagrič, Vita (Mentor) More about this mentor...
Files:	UN_Furlan_Nina_2018.pdf (2,20 MB) MD5: 7B7EDB6FE958D423EB232DFF7006B5A6 PID: 20.500.12556/dkum/a1b7b64e-17c1-43b4-b243-fe4ee758547c
Language:	Slovenian
Work type:	Diploma project paper
Typology:	2.11 - Undergraduate Thesis
Organization:	EPF - Faculty of Business and Economics
Abstract:	Z vstopom v 21. stoletje zemlja podpira človeštvo, vendar prebivalstvo pa na splošno narašča, živi bolj zdravo in bogatejše kot kdajkoli prej. Obenem je prisotno nezaslišano zavedanje tveganja v okolju in tako se stopnjujejo skrbi za nadaljnje smrti in uničenje, ki jih lahko povzroči narava. Ta paradoks obstaja, ker so naravne nesreče in ves človeški napredek zakoreninjene v istih procesih globalnih sprememb. Vsi demografski in socialni trendi nalagajo breme dragocenim naravnim dobrinam kot sta voda in zemlja, zato je človeštvo ogroženo zaradi naravnih sil. Nevarnost je neizogiben del naših življenj in prav vsak dan se soočamo z določeno stopnjo tveganja. Zavarovalnice nam s pomočjo zavarovanj zagotavljajo ekonomsko zaščito ob škodnih dogodkih. Kadar pa govorimo o katastrofah, se morajo zavarovati tudi zavarovalnice, ki imajo običajno sklenjena zavarovanja pri pozavarovalnicah. Glavni cilj diplomskega projekta je bil opredeliti pojme, s pomočjo katerih je lažje razumeti zavarovanja tveganja katastrofe. Na podlagi teorije in vseh informacij smo opredelili katastrofo, zavarovanje in tveganje katastrofe, predstavili smo zaščite pred tveganjem katastrofe in ugotovili, da so se poleg tradicionalnih zaščit, razvile tudi druge. Predstavili smo zavarovanje tveganja katastrofe, kako deluje, opredelili smo tudi prednosti in slabosti takšne zaščite. Navedena je tudi posebnost, in sicer kako se lahko zaščitijo tudi najšibkejši ob katastrofah. V empiričnem delu diplomskega projekta so ugotovitve kakšno je poznavanje posameznikov o katastrofah in kako se lahko pred njimi zaščitijo. Ugotovitve ter hipoteze so sprejete ali ovržene na podlagi anketnega vprašalnika.
Keywords:	zavarovalništvo, katastrofa, obvladovanje tveganj, tveganje katastrofe, katastrofni instrumenti, zavarovanje tveganja katastrofe
Place of publishing:	Maribor
Publisher:	[N. Furlan]
Year of publishing:	2018
PID:	20.500.12556/DKUM-71839
UDC:	368
COBISS.SI-ID:	13187100
NUK URN:	URN:SI:UM:DK:CO3RNRWG
Publication date in DKUM:	26.11.2018
Views:	1353
Downloads:	170
Metadata:
Categories:	EPF
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Licences

License:	CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International

Link:	http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:	The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:	01.09.2018

Secondary language

Language:	English
Title:	Insurance of catastrophe risk
Abstract:	As we enter the twenty-first century, the earth supports a human population, however population is more numerous, healthier and wealthier than ever before. At the same time, ther is an unprecedented awarness of risk in the environment and this together with a growing concern fort he continuing death and destruction caused by nature. This paradox exists because natural disasters and human progress are rooted in the same ongoing processes of global change. All these demographic and social trends impose heavy burdens on precious natural assets, such as land and water, therefore humanity is at risk. Hazard is an inescapable part of our lifes and each day we all face some degree of risk. Insurance companies provide us with the help of insurance for economic protection in the event of damages. However when we talk about catastrophes, insurance companies also must protect themselves and they insure themselves by reinsurence. The main goal of this project was to define terms through which it's easier to understand insurance of catastrophe risk. Based on ther theory and all the information, we defiend the catastophe, insurance and risk of catastrophe and represented the protection against catastrophe risk and found out that in addition to traditional protections, others have evolved. We represented insurace of catastrophe risk, how it works, we also define the pros and cons of protection. There is also a specific feature how the wealkest can protect themselves. In the empirical part of the graduation project, the findigs ate the knowledge of individuals about catastrophes and how can they protect themselves. Findings and hypotheses are accepted or refuted on the basis of a questionnaire.
Keywords:	insurance, catastrophe, risk management, risk of catastrophe, catastrophic instruments, insurance of catastrophe risk

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