Plačilna nedisciplina z vidika pravnih predpisov

Pandža, Tanja

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Title:	Plačilna nedisciplina z vidika pravnih predpisov
Authors:	ID Pandža, Tanja (Author) ID Igličar, Albin (Mentor) More about this mentor...
Files:	VS_Pandza_Tanja_2020.pdf (1,58 MB) MD5: A29D39BE4F31A40E863F8F8B16825DFE PID: 20.500.12556/dkum/77f4bd1c-7c4c-4d73-84ef-f71e5c7fafbf
Language:	Slovenian
Work type:	Bachelor thesis/paper
Typology:	2.11 - Undergraduate Thesis
Organization:	FOV - Faculty of Organizational Sciences in Kranj
Abstract:	Proučevanje problema plačilne nediscipline je pomemben dejavnik za nemoteno delovanje poslovnih procesov v povezavi s celotnim gospodarstvom, saj je to problem celotne populacije. Razsežnost plačilne nediscipline skušamo omejiti z uporabo različnih sredstev izterjave. Z nekaterimi smo bolj in z drugimi spet manj učinkoviti, vendar cilj uporabe teh je izterjati dolg v čim krajšem času, s čim nižjimi stroški. V skrajnih primerih, ko nam dolga ne uspe izterjati tudi po pravni poti, moramo tega odpisati. V prvi vrsti bi se moralo plačilno disciplino omejiti celostno, z večjo angažiranostjo države v tej smeri in posledično temu s sprejetjem novih, bolj učinkovitih pravnih predpisov. Skozi obravnavo razvoja pravnih norm se je pokazalo, da sta se morala in zavest človeka oblikovali že skozi zgodovino in še danes vplivata na nas in na naše odločitve. Rezultati opravljene ankete so pokazali, da so moralna in etična načela naših anketirancev pozitivno naravnana, da pa imajo vsekakor največji vpliv na plačilno disciplino posameznika z zakonom določeni predpisi in sankcije. Na plačilno nedisciplino lahko vplivajo tudi nepredvidljivi dejavniki, kot se je to letos zgodilo s pojavom pandemije COVID-19. V takih primerih to skušamo omejiti in vzdrževati gospodarstvo na funkcionalni ravni, s sprejemanjem interventnih zakonov. Dejanske posledice plačilne nediscipline oziroma plačilne sposobnosti zaradi pandemije COVID-19 se bodo pokazale v naslednjih letih.
Keywords:	plačilna nedisciplina, pravni predpisi, terjatve, dolžniki
Place of publishing:	Maribor
Year of publishing:	2020
PID:	20.500.12556/DKUM-78207
COBISS.SI-ID:	42607107
NUK URN:	URN:SI:UM:DK:DEE7DO5N
Publication date in DKUM:	14.12.2020
Views:	1017
Downloads:	97
Metadata:
Categories:	FOV
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Licences

License:	CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International

Link:	http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:	The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:	17.11.2020

Secondary language

Language:	English
Title:	Lack of payment discipline in terms of legal regulations
Abstract:	Studying the lack of payment discipline is important for the smooth operation of business processes in relation to the entire economy, as late payments pose a problem for the entire population. Efforts are made to limit the extent of the lack of payment discipline by using various means of recovery. Some are more efficient than others, but the goal of using these means is to recover the debt in the shortest possible time, at the lowest possible cost. In extreme cases, when a debt cannot be recovered with legal remedies, it must be written off. Payment discipline should primarily be limited in a comprehensive manner, with greater involvement of the state and, consequently, with the adoption of new, more effective legal regulations. By considering the development of legal norms, it has been found that morality and awareness have shaped man throughout history, and they still influence us and our decisions. The results of our survey show that the moral and ethical principles of our respondents are positive; however, statutory regulations and sanctions most certainly have the greatest impact on the payment discipline of an individual. Payment discipline can also be affected by unpredictable factors, such as the COVID-19 pandemic. In such cases, efforts are made to limit such influence and maintain the economy at a functional level by adopting intervention measures acts. The real consequences of the lack of payment discipline or solvency due to the COVID-19 pandemic will become apparent in the coming years.
Keywords:	lack of payment discipline, legal regulations, receivables, debtors

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