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Title:Preiskovanje zavarovalniških goljufij na avtomobilskem področju : magistrsko delo
Authors:ID Glavendekič, Ranko (Author)
ID Eman, Katja (Mentor) More about this mentor... New window
Files:.pdf MAG_Glavendekic_Ranko_2024.pdf (1,46 MB)
MD5: A6DE796A499FB77A62C94EF998B42B55
 
Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:FVV - Faculty of Criminal Justice and Security
Abstract:V današnjem času je, predvsem v razvitejših državah, zavarovalništvo zelo pomembno področje, s katerim si lahko ljudje in podjetja olajšajo finančno izgubo in zagotovijo nemoteno poslovanje. Ker zavarovalnice poslujejo predvsem z zavarovalninami ali odškodninami, so lahko hitro tarče zavarovalniških goljufij s strani fizičnih ali pravnih oseb oziroma podjetij, ki se s podanimi lažnimi informacijami želijo okoristiti na račun zavarovalnic. V zadnjih desetletjih se je močno povečalo število prevoznih sredstev, posledično se je povečalo število avtomobilskih zavarovanj, zato je avtomobilsko področje v zavarovalništvu najbolj izpostavljeno zavarovalniškim goljufijam. Pri avtomobilskem zavarovanju se zavarovanci ali oškodovanci želijo okoristiti na račun zavarovalnic na različne načine, kar jim omogoča ponudba različnih zavarovalnih produktov. Za preprečitev zavarovalniških goljufij je treba z vidika zavarovalništva nameniti večjo pozornost morebitnim goljufivim dejanjem, vzpostaviti sisteme za preprečevanje goljufij, zagotoviti ustrezna orodja za odkrivanje goljufij in se izobraževati o načinih preiskovanja zavarovalniških goljufij po posameznih zavarovalnih produktih na avtomobilskem področju. Treba je preučiti, ali se zavarovalniški goljufi razlikujejo glede na spol, kakšna je izobrazba storilcev zavarovalniških goljufij, iz katere starostne skupine jih je največ ter kateri zavarovalni produkt ali kombinacijo so zavarovanci ali oškodovanci največkrat uporabili za izvršitev zavarovalniške goljufije.
Keywords:zavarovalci, zavarovanci, oškodovanci, soudeleženci, magistrska dela
Place of publishing:Ljubljana
Place of performance:Ljubljana
Publisher:R. Glavendekić
Year of publishing:2024
Year of performance:2024
Number of pages:X f., 99 str.
PID:20.500.12556/DKUM-89654 New window
UDC:368:343.3/.7(043.2)
COBISS.SI-ID:208985347 New window
Publication date in DKUM:26.09.2024
Views:255
Downloads:51
Metadata:XML DC-XML DC-RDF
Categories:FVV
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Licences

License:CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International
Link:http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:01.08.2024

Secondary language

Language:English
Title:Investigation of insurance fraud in the automobile field
Abstract:In today's world, especially in more developed countries, insurance is a very important area that can help individuals and businesses mitigate financial loss and ensure smooth operations. Because insurance companies primarily deal with premiums or compensations, they can quickly become targets of insurance fraud by individuals or companies seeking to benefit at the expense of insurers by providing false information. In recent decades, the number of vehicles has significantly increased, leading to a rise in the number of automotive insurance, making the automotive sector the most exposed to insurance fraud in the insurance industry. In automotive insurance, policyholders or injured parties seek to benefit at the expense of insurers in various ways, facilitated by the offering of different insurance products. To prevent insurance fraud, it is necessary to pay greater attention to potential fraudulent activities from an insurance perspective, establish a system to prevent fraud, provide adequate tools for fraud detection, and educate on methods of investigating insurance fraud in individual insurance products in the automotive sector. It is necessary to examine whether insurance fraudsters differ in terms of the number of insurance frauds based on gender, the education level of perpetrators of insurance fraud, which age group most frequently commits insurance fraud, and which insurance product or combination was most commonly used by policyholders or injured parties to commit insurance fraud.
Keywords:insurance fraud, investigation, policyholder, insured party, injured party, participating party


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