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Title:Finančne odločitve posameznikov: analiza leasinga glede na druge alternative financiranja
Authors:ID Lušničkić, Lejla (Author)
ID Jagrič, Vita (Mentor) More about this mentor... New window
Files:.pdf UN_Lusnickic_Lejla_2024.pdf (1,38 MB)
MD5: 53588E65D125C21E9C05279462869754
 
Language:Slovenian
Work type:Bachelor thesis/paper
Typology:2.11 - Undergraduate Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:V diplomskem delu smo se osredotočili na to, kako ljudje sprejemajo finančne odločitve, ko ljudje pri nakupu trajnih dobrin, kot je avto, odločajo med leasingom in drugimi možnostmi financiranja. Cilj je bil oceniti prednosti leasinga v primerjavi z bančnim kreditom in drugimi možnostmi financiranja, pri čemer so pozornost namenili elementom, ki najbolj vplivajo na odločitve posameznikov. Rezultati ankete kažejo, da se ljudje pogosto odločajo za leasing zaradi cenejših začetnih stroškov, enostavnejše dokumentacije in prilagodljivosti plačilnih pogojev. Po drugi strani se nekateri posamezniki odločajo raje za bančni kredit, saj ponuja večinoma ugodnejše obrestne mere in možnost dolgoročnejšega lastništva. S pomočjo rezultatov ankete smo ugotovili, da je leasing boljša možnost za ljudi, ki iščejo hitre rešitve, ki jih je mogoče, če je potrebno, prilagoditi. Bančno financiranje pa je bolj ugodno za ljudi, ki želijo dolgoročno lastništvo in ugodnejše pogoje.
Keywords:Leasing, trajne dobrine, bančni kredit, finančne preference, primerjava financiranja, posamezniki
Place of publishing:Maribor
Publisher:L. Lušničkić
Year of publishing:2024
PID:20.500.12556/DKUM-89998 New window
UDC:336.77:658.91
COBISS.SI-ID:214993155 New window
Publication date in DKUM:14.11.2024
Views:186
Downloads:72
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Licences

License:CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International
Link:http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:20.08.2024

Secondary language

Language:English
Title:Financial decisions of individuals: an analysis of leasing in relation to other financing alternatives
Abstract:In this thesis, we focused on how people make financial decisions when people choose between leasing and other financing options when buying durable goods such as a car. The aim was to assess the advantages of leasing compared to bank credit and other financing options, focusing on the elements that most influence people's decisions. The results of the survey show that people often choose leasing because of cheaper initial costs, simpler documentation and flexibility in payment terms. On the other hand, some individuals prefer bank credit as it tends to offer better interest rates and the possibility of longer-term ownership. Through the survey results, we found that leasing is a better option for people looking for quick solutions that can be adapted if necessary. Bank financing is more favourable for people who want long-term ownership and more favourable terms.
Keywords:Leasing, durable goods, bank credit, financial preferences, financing comparison, individuals


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