Dohodkovna neenakost med starejšimi: demografski ali ekonomski dejavniki?

Jurić, Santina

| | SLO | ENG | Cookies and privacy

Bigger font | Smaller font

First page > Show document

Show document

Title:	Dohodkovna neenakost med starejšimi: demografski ali ekonomski dejavniki?
Authors:	ID Jurić, Santina (Author) ID Boršič, Darja (Mentor) More about this mentor...
Files:	MAG_Juric_Santina_2026.pdf (1,96 MB) MD5: 40054F4B481F0CAB73746E6B44EC39CE
Language:	Slovenian
Work type:	Master's thesis/paper
Typology:	2.09 - Master's Thesis
Organization:	EPF - Faculty of Business and Economics
Abstract:	Magistrsko delo obravnava problem dohodkovne neenakosti in finančne stiske med starejšimi prebivalci v Evropi, s posebnim poudarkom na primerjavi med Nemčijo in Romunijo. Dohodkovna neenakost predstavlja kompleksen družbeno-ekonomski pojav, ki pomembno vpliva na življenjski standard, socialno varnost in občutek blaginje posameznikov. V teoretičnem delu je obravnavana širša problematika dohodkovne neenakosti, pri čemer se opozarja na vpliv demografskih, ekonomskih in institucionalnih dejavnikov, kot so izobrazba, starost, struktura gospodinjstev, zaposlitveni status ter socialne politike, na oblikovanje finančne ranljivosti posameznikov in gospodinjstev. Empirični del temelji na podatkih osme izdaje raziskave SHARE, ki zajema prebivalce, starejše od 50 let. Analiza z uporabo logističnega regresijskega modela omogoča oceno verjetnosti finančne stiske glede na izbrane demografske, ekonomske in socialne dejavnike. Rezultati kažejo, da so dohodek, starost, zaposlitveni status, izobrazba ter interakcija zakonskega stanu in premoženja ključni dejavniki, ki vplivajo na finančno ranljivost starejših. V Nemčiji lahko izpostavimo zaščitni učinek kombinacije zakonskega stanu in premoženja, medtem ko v Romuniji izstopata izobrazba in zaposlenost kot najmočnejša dejavnika zmanjševanja verjetnosti finančne stiske. Ugotovitve potrjujejo pomen institucionalnega in gospodarskega konteksta ter opozarjajo na vlogo stabilnih socialnih sistemov in učinkovitih politik redistribucije pri krepitvi finančne varnosti starejših. Delo prispeva k boljšemu razumevanju finančne ranljivosti starejših v Evropi in ponuja izhodišča za oblikovanje politik, ki zmanjšujejo dohodkovne razlike ter spodbujajo socialno pravičnost in trajno finančno varnost v starosti.
Keywords:	dohodkovna neenakost, finančna stiska, starejše prebivalstvo, Nemčija, Romunija
Place of publishing:	Maribor
Publisher:	S. Jurić]
Year of publishing:	2026
PID:	20.500.12556/DKUM-98045
UDC:	331.2:330.59
COBISS.SI-ID:	281942787
Publication date in DKUM:	17.06.2026
Views:	180
Downloads:	33
Metadata:
Categories:	EPF
:	Copy citation

Average score:	(0 votes)
Your score:	Voting is allowed only for logged in users.
Share:

Hover the mouse pointer over a document title to show the abstract or click on the title to get all document metadata.

Licences

License:	CC BY-NC-ND 4.0, Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International

Link:	http://creativecommons.org/licenses/by-nc-nd/4.0/
Description:	The most restrictive Creative Commons license. This only allows people to download and share the work for no commercial gain and for no other purposes.
Licensing start date:	11.05.2026

Secondary language

Language:	English
Title:	Income inequality among the elderly: demographic or economic factors?
Abstract:	The master’s thesis addresses the issue of income inequality and financial distress among older adults in Europe, with a particular focus on a comparison between Germany and Romania. Income inequality is a complex socio-economic phenomenon that significantly affects living standards, social security, and individuals’ sense of well-being. The theoretical part examines the broader problem of income inequality, highlighting the influence of demographic, economic, and institutional factors, such as education, age, household structure, employment status, and social policies, on the financial vulnerability of individuals and households. The empirical part is based on data from the eighth wave of the SHARE survey, covering individuals aged 50 and above. Using a logistic regression model, the analysis estimates the probability of financial distress based on selected demographic, economic, and social factors. The results indicate that income, age, employment status, education, and the interaction between marital status and wealth are key factors influencing financial vulnerability among older adults. In Germany, the protective effect of the combination of marital status and wealth is particularly evident, whereas in Romania, education and employment emerge as the strongest factors reducing the likelihood of financial distress. The findings underscore the importance of the institutional and economic context and highlight the role of stable social systems and effective redistribution policies in enhancing the financial security of older adults. The thesis contributes to a better understanding of financial vulnerability among older Europeans and provides a basis for developing policies that reduce income disparities, promote social justice, and ensure long-term financial security in later life.
Keywords:	income inequality, financial distress, older population, Germany, Romania

Comments

Leave comment

You must log in to leave a comment.

Comments (0)

0 - 0 / 0

There are no comments!

Back