| Title: | Chinese automotive finance: development, policies, and regulations |
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| Authors: | ID Liu, Kerry (Author) |
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| Files: |  RAZ_Liu_Kerry_2026.pdf (631,14 KB)
MD5: C321B14969F109397E213482D5FDC958
 https://doi.org/10.2478/jlst-2026-0005
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| Language: | English |
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| Work type: | Article |
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| Typology: | 1.01 - Original Scientific Article |
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| Organization: | FL - Faculty of Logistic
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| Abstract: | The rapid development of Chinese automotives, particularly in the new energy vehicle (NEV) sector, has garnered global attention. This study focuses on a niche area that has yet to be thoroughly examined: automotive finance This study adopts a qualitative policy and regulatory analysis based on national-level policy documents and industry data. First, it explores the evolution of automotive finance in China within the context of the broader automotive market. Second, it reviews key policy initiatives from Chinese authorities related to the automotive industry, automotive finance companies, and automotive consumption. Third, it analyzes recent regulations on automotive finance companies, concluding that these measures are designed to mitigate systemic risks within China's financial system while supporting the NEV sector. Automotive finance in China functions not only as a consumer credit tool but as a policy-oriented financial mechanism that links industrial upgrading, consumption expansion, and financial risk governance. |
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| Keywords: | China, automotive finance, auto finance, new energy vehicle |
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| Publication status: | Published |
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| Publication version: | Version of Record |
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| Publication date: | 17.07.2026 |
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| Year of publishing: | 2026 |
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| Number of pages: | str. 83-98 |
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| Numbering: | Letn. 17, št. 1 |
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| PID: | 20.500.12556/DKUM-99340  |
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| UDC: | 629.3:33(510) |
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| ISSN on article: | 2784-7497 |
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| COBISS.SI-ID: | 287640067 |
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| DOI: | 10.2478/jlst-2026-0005 |
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| Publication date in DKUM: | 13.08.2026 |
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| Views: | 296 |
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| Downloads: | 1 |
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| Metadata: |    |
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| Categories: | Misc.
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