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Title:ANALIZA IN VREDNOTENJE POSTOPKA CENITVE MOTORNIH VOZIL V CESTNEM PROMETU
Authors:ID Jakolič, Herman (Author)
ID Šraml, Matjaž (Mentor) More about this mentor... New window
Files:.pdf VS_Jakolic_Herman_2016.pdf (13,30 MB)
MD5: 6C81D2EDBDE65E4EA6993B4CDC1F4749
 
Language:Slovenian
Work type:Undergraduate thesis
Typology:2.11 - Undergraduate Thesis
Organization:FGPA - Faculty of Civil Engineering, Transportation Engineering and Architecture
Abstract:S sprostitvijo trga motornih vozila v devetdesetih letih prejšnjega stoletja je skokovito narasla prodaja motornih vozil in s tem tudi promet na naših cestah. S tem, ko je rasla prodaja novih vozil se je posledično povečala ponudba rabljenih vozil. Z rastjo prodaje se je povečal tudi promet na slovenskih cestah in posledično število prometnih nesreč. Vsa registrirana vozila morajo imeti sklenjeno obvezno avtomobilsko zavarovanje, ki ga predpisuje država. S tem zavarovanjem se v primeru prometne nesreče krije škoda, ki jo je povzročil lastnik vozila. Z zavarovanjem avtomobilske odgovornosti ni mogoče sanirati škode, ki je nastala v nesreči, ki jo je povzročil lastnik. V teh primerih je potrebno dodatno skleniti še zavarovanje avtomobilskega kaska, ki med drugim krije škodo na lastnih vozilih, ki jo povzroči lastnik. Zaradi intenzitete nezgod in zaradi konstrukcijskih izboljšav na vozilih v prid varnosti potnikov v vozilu in ostalih udeležencev v prometu, se v škodnih primerih vedno pogosteje srečujemo s škodami, ki presegajo vrednost vozila. V takšnih primerih se oškodovancu za nastalo škodo na vozilu obračuna t.i totalka. Vzrok za oceno totalne škode je lahko v obsegu poškodb na vozilu ali v vrednosti samega vozila. V primerih, ko je vrednost vozila zaradi starosti ali ostalih faktorjev tako nizka, da minimalna materialna škoda na vozilu presega njegovo vrednost se škoda obračuna po sistemu ekonomske totalke. Zato je uvedba klasifikacija vozil s totalno škodo nujna za njihovo vključevanje v promet in za varnost udeležencev v prometu.
Keywords:motorno vozilo, nesreča, zavarovanje, totalka, kasko zavarovanje, škoda, zavarovalna polica, cenitev, cenilni zapisnik, vrednotenje, Eurotax, Audatex
Place of publishing:Maribor
Publisher:[H. Jakolič]
Year of publishing:2016
PID:20.500.12556/DKUM-63607 New window
UDC:368.025.82:629.331(043.2)
COBISS.SI-ID:20480790 New window
NUK URN:URN:SI:UM:DK:KMZMIP6R
Publication date in DKUM:04.10.2016
Views:2078
Downloads:219
Metadata:XML DC-XML DC-RDF
Categories:KTFMB - FG
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Secondary language

Language:English
Title:ANALYSIS AND EVALUATION OF THE VEHICLES APPRAISAL PROCESS ON ROAD TRAFFIC
Abstract:With the release of the motor vehicles market in the nineties of the previous century has dramatically increased the sale of motor vehicles and thus traffic on our roads. With the growth of sale of new vehicles, it has consequently increased the offer of used vehicles. Moreover, with the growth of sales also increased traffic on Slovenian roads and, consequently, the number of traffic accidents. All registered vehicles must sign compulsory motor vehicle insurance, which is prescribed by the State. With this insurance is, in case of an accident, covered the damage, caused by the vehicle owner. By taking out car liability insurance it is not possible to rehabilitate the damage caused in an accident caused by the owner. In these cases, it is necessary to conclude also comprehensive motor insurance, which among other things covers the damage in its own vehicles, caused by the owner. Due to the intensity of accidents and because of the constructional improvements on vehicles in favor of the safety of the passengers in the vehicle and other road users, we in damage cases increasingly face with damages that excess the value of the vehicle. In such cases, for the damage caused to the vehicle is the injured party charged to the so called total damage. The reason for the appraisal of total damage may be in the extent of damage on the vehicle or the value of the vehicle itself. In cases, where the value of the vehicle due to age or other factors is so low that minimal damage on the vehicle exceeds its value, the damage is accounted for in accordance with the system of economic total damage. Therefore, the introduction of the classification of vehicles with total damage is necessary for their integration in the traffic and for the safety of road users.
Keywords:motor vehicle, accident, insurance, total damage, comprehensive insurance, damage, insurance policy, appraisal, appraisal record, evaluation, Eurotax, Audatex


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