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Title:Zlorabe in druga kazniva dejanja na bančnih avtomatih : diplomsko delo visokošolskega študijskega programa Varnost in policijsko delo
Authors:ID Kern, Jan (Author)
ID Sotlar, Andrej (Mentor) More about this mentor... New window
ID Zupančič, Igor (Comentor)
Files:.pdf VS_Kern_Jan_2019.pdf (1,00 MB)
MD5: E12E7EF579E820A945F74C7770C148EA
PID: 20.500.12556/dkum/5d8d1c3e-81b9-4ed6-a9ed-23ecbcedd62f
 
Language:Slovenian
Work type:Bachelor thesis/paper
Typology:2.11 - Undergraduate Thesis
Organization:FVV - Faculty of Criminal Justice and Security
Abstract:Bančne avtomate vse od njihovega izuma spremljajo zlorabe in kazniva dejanja. Bančni avtomati in njihova tehnologija se razvijajo, posledično pa se spreminjajo tudi z njimi povezana kazniva dejanja. Bankomati so postali skoraj nepogrešljivi del gotovinskega in kartičnega poslovanja vsakega posameznika. Prav ta izjemna frekventnost njihove uporabe je voda na mlin nepridipravom, ki se želijo okoristiti na račun drugih. Tudi v Sloveniji se srečujemo s problemom zlorab in drugih kaznivih dejanj na bankomatih. V diplomskem delu smo tako ugotavljali, kakšna je stopnja poznavanja groženj in preventivnih varnostnih ukrepov med njihovimi uporabniki. Na podlagi pridobljenih podatkov smo ugotovili, da je poznavanje raznovrstnih zlorab relativno majhno. Uporabniki bančnih avtomatov v Sloveniji so z izvajanjem preventivnih varnostnih ukrepov dobro seznanjeni ter se jih v večini tudi poslužujejo. Za lastno varnost lahko še vedno največ stori uporabnik sam. Ne glede na to, da so bančni avtomati pred zlorabami in kaznivimi dejanji dobro zavarovani in da se uporabniki dokaj dosledno poslužujejo preventivnih varnostnih ukrepov, pa se zdi, da storilci kaznivih dejanj vseeno najdejo način, kako se protipravno okoristiti. Letno število zlorab zelo variira, zato na podlagi podatkov ni mogoče predvideti, ali se bo v naslednjih letih njihovo število zmanjšalo ali povečalo. Podrobno smo opisali različne vrste skimminga, cash trapping, card trapping, black box napade, fizične napade na bankomat, napade z eksplozivnimi sredstvi in plinom. Ugotovili smo, da proizvajalci avtomatov, njihovi lastniki ter strokovnjaki s področja preprečevanj tovrstnih kaznivih dejanj konstantno spremljajo zlorabe in prilagajajo avtomate ter varnostne sisteme, tako da tovrstne zadeve omilijo, kolikor je le mogoče. Učinkovit varnostni sistem bančnega avtomata sestavljajo fizično, mehansko ter aplikativno varovanje.
Keywords:diplomske naloge, bančni avtomati, zlorabe, kazniva dejanja, preprečevanje
Place of publishing:Ljubljana
Place of performance:Ljubljana
Publisher:[J. Kern]
Year of publishing:2019
Year of performance:2019
Number of pages:IX, 47 str.
PID:20.500.12556/DKUM-74293 New window
UDC:343.3/.7(043.2)
COBISS.SI-ID:3770858 New window
NUK URN:URN:SI:UM:DK:XABWW7XW
Publication date in DKUM:03.10.2019
Views:1233
Downloads:63
Metadata:XML DC-XML DC-RDF
Categories:FVV
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Secondary language

Language:English
Title:Frauds and other offences on atm machines
Abstract:Since the invention and the establishment of the first ATMs, these have been accompanied by abuse and crime. ATMs and their technology are constantly evolving and ATM related crimes are changing hand in hand. ATMs have become an almost indispensable part of each individual's cash and bank card business. People use automatic teller machines very frequently now days and that represents great opportunity for criminals, to take advantage and make benefits for themselves at the expenses of others. In Slovenia we are face the same problem of ATM frauds and other crimes related to them. In the diploma we determine the level of knowledge of threats and preventive security measures among users of ATMs. Based on the obtained results, we have found that knowledge level of various abuses is relatively low. The users of ATMs in Slovenia are well aware of the implementation of preventative security measures and are mostly using them. It is still worth noting that for their own safety, most can be done by the users themselves. While ATMs are well-secured, and preventive security measures are applied fairly consistently by its users, it seems that criminals still find a way to illegally exploit them. In the diploma we have also analyzed crime statistics of ATMs frauds and other offences for Slovenia. Numbers vary so much, that is impossible to predict, whether they will increase or decrease. We have described in detail different skimming, cash trapping, card trapping, black box attacks, ram-raids, attacks with explosive and gas. We have looked at how automation teller machines industry, their owners and experts in the field of crime prevention are fighting against offenses. We have found out that effective security system based on program software, mechanic and physical security.
Keywords:ATM, frauds, offences, prevention


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