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Title:Pasti pri nakupu nepremičnine - preverba pravnega in dejanskega stanja nepremičnine v povezavi z izdelanim finančnim načrtom nakupa nepremičnine
Authors:ID Podgornik, Tanja (Author)
ID Festić, Mejra (Mentor) More about this mentor... New window
Files:.pdf MAG_Podgornik_Tanja_2025.pdf (1,34 MB)
MD5: 2FD9A90FA737701F97E8D35CA7877D88
 
Language:Slovenian
Work type:Master's thesis/paper
Typology:2.09 - Master's Thesis
Organization:EPF - Faculty of Business and Economics
Abstract:Magistrsko delo obravnava problematiko nakupa nepremičnine z vidika pravnih in dejanskih tveganj ter pomena izdelave premišljenega finančnega načrta. V ospredju raziskave so pasti, ki se pojavljajo zaradi nepoučenosti kupcev, kot so nepravilnosti v zemljiškoknjižnem stanju, skrite napake, neskladnost z gradbenimi dovoljenji in neustrezen finančni pristop. Analiza je pokazala, da so temeljita preverba pravnega stanja, strokovni pregled dejanskega stanja nepremičnine in uresničljiv finančni načrt ključni dejavniki za varen in uspešen nakup. Rezultati raziskave potrjujejo, da nakup pravno neurejene nepremičnine pogosto vodi v zaplete, da pomanjkljivo preverjeno dejansko stanje povzroča dodatne stroške ter da premišljeno pripravljen finančni načrt omogoča učinkovitejše upravljanje stroškov in prispeva k dolgoročni finančni stabilnosti kupca. Na podlagi ugotovitev so oblikovana konkretna priporočila za kupce, ki vključujejo preverbo pravnega in dejanskega stanja nepremičnine, izdelavo finančnega načrta ter dejavno vlogo pri pogajanjih. Magistrsko delo opozarja na pomembnost informiranosti in previdnosti pri sprejemanju ene najpomembnejših življenjskih odločitev – nakupa nepremičnine.
Keywords:nakup nepremičnine, pravno stanje, dejansko stanje, finančni načrt, tveganja, zemljiška knjiga.
Place of publishing:Maribor
Publisher:V. Bojnec
Year of publishing:2025
PID:20.500.12556/DKUM-92431 New window
UDC:332.72
COBISS.SI-ID:236834307 New window
Publication date in DKUM:22.05.2025
Views:176
Downloads:66
Metadata:XML DC-XML DC-RDF
Categories:EPF
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Licences

License:CC BY-NC 4.0, Creative Commons Attribution-NonCommercial 4.0 International
Link:http://creativecommons.org/licenses/by-nc/4.0/
Description:A creative commons license that bans commercial use, but the users don’t have to license their derivative works on the same terms.
Licensing start date:08.04.2025

Secondary language

Language:English
Title:Purchasing real estate - the traps, verification of the legal and actual condition of the real estate in connection with the financial plan for purchasing the real estate
Abstract:The master's thesis addresses the issue of real estate purchases from the perspective of legal and factual risks, as well as the importance of creating a well-thought-out financial plan. The focus of the research is on the pitfalls that arise due to buyers' lack of awareness, such as irregularities in land registry records, hidden defects, non-compliance with building permits, and inadequate financial planning. The analysis showed that thorough verification of the legal status, professional assessment of the factual condition of the property, and a realistic financial plan are key factors for a safe and successful purchase. The results confirm that purchasing a legally unregulated property often leads to complications, that insufficient verification of the actual condition causes additional costs, and that a carefully prepared financial plan enables more efficient cost management and contributes to the buyer’s long-term financial stability. Based on the findings, specific recommendations are provided for buyers, including verification of the legal and actual condition of the property, preparation of a financial plan, and active participation in negotiations. The thesis highlights the importance of being informed and cautious when making one of the most significant life decisions – purchasing real estate.
Keywords:real estate purchase, legal status, factual condition, financial plan, risks, land register.


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